We Make Mortgages Simple...

"Jay educated me on how to improve my credit so that I could qualify for a better rate. He was patient, knowledgeable, and truly had my best interest at heart. I highly recommend Coastal Funding Corporation!"

"Excellent service and very knowledgeable. The team at Coastal Funding made the entire process smooth and stress-free. I would not hesitate to use them again."

"Fast and easy. My wife and I closed within 10 days and saved thousands compared to our previous lender. Absolutely incredible experience from start to finish."

"As a first-time homebuyer I was nervous about the whole process, but Coastal Funding walked me through every step. They found me a great rate and made sure I understood everything. Couldn't be happier!"

"We refinanced our home and saved over $400 a month on our mortgage payment. The team was responsive, professional, and closed faster than we expected. We will definitely use them again."

"As a veteran, I wanted to use my VA benefits but wasn't sure where to start. Coastal Funding handled everything seamlessly. They are true professionals who respect and support our military community."

"I've worked with several mortgage companies over the years and Coastal Funding is by far the best. They are honest, transparent, and genuinely care about getting you the best deal possible."

"We purchased our second investment property through Coastal Funding and the experience was flawless. Their knowledge of the Charleston market is unmatched. Highly recommend to any investor."

"I needed to close quickly on a competitive offer and Coastal Funding delivered. They kept me informed every single day and we closed on time. I cannot thank them enough for their dedication."

"Jay and his team are the real deal. They worked tirelessly to get us approved when another lender had turned us down. Their persistence and expertise made our dream home a reality."

"Coastal Funding made the FHA loan process incredibly easy to understand. They explained every fee, every step, and every option. I felt completely confident throughout the entire process."

"This is the third time we have used Coastal Funding and they never disappoint. Their rates are competitive, their service is exceptional, and they always go above and beyond for their clients."

"From pre-approval to closing, everything went perfectly. Jay kept us updated every step of the way and answered every question we had. The whole team is top notch."

"We had been turned down by two other lenders before finding Coastal Funding. They found a solution that worked for our situation and we closed on our dream home. Forever grateful!"

"I've referred three of my friends to Coastal Funding and every single one of them has had a great experience. They are simply the best mortgage company in Charleston."

"Buying a home can be so stressful but Coastal Funding made it feel easy. They were always available to answer my calls and emails and never made me feel like I was bothering them."

"The entire team at Coastal Funding is incredible. Professional, fast, and genuinely caring. We got a rate we didn't think was possible and closed two weeks ahead of schedule."

"Jay went above and beyond to make sure I understood every aspect of my loan. He never rushed me and always had time to explain things clearly. Truly exceptional service."

"We refinanced our home and the process was seamless. Coastal Funding saved us hundreds of dollars a month and the whole thing was done in under three weeks. Highly satisfied."

"As a retired Marine, I wanted to work with someone who understood VA loans inside and out. Coastal Funding exceeded every expectation. They are true advocates for veterans."

"We were first-time homebuyers and had no idea what to expect. Coastal Funding held our hand through the entire process and made sure we felt confident at every stage. Wonderful experience."

"I needed a fast closing due to a competitive market and Coastal Funding delivered in record time. Their efficiency and communication were outstanding. I will use them again without hesitation."

"What I appreciated most was the transparency. No hidden fees, no surprises at closing. Coastal Funding was upfront about everything from day one. That kind of honesty is rare."

"We purchased our retirement home through Coastal Funding and the experience was everything we hoped for. Patient, professional, and genuinely invested in our happiness. Thank you!"

"Getting approved for my first home was life changing and Coastal Funding made it happen. They believed in me when I wasn't sure I could qualify. I am so thankful for their dedication."

"We shopped around with several lenders and Coastal Funding had the best rate by far. But beyond the rate, their customer service was on another level. We felt like family."

"I've purchased four investment properties through Coastal Funding over the past five years. Every single transaction has been smooth and professional. They are my go-to lender for life."

"We relocated from out of state and needed a lender who knew the Charleston market. Coastal Funding was incredibly helpful and made our long-distance home purchase feel effortless."

"Purchasing our second home was a breeze with Coastal Funding. They remembered us from our first purchase and picked right up where we left off. Loyalty truly goes both ways with this team."

"I didn't even know I qualified for a USDA loan until Coastal Funding pointed it out. That saved me thousands in down payment costs. Their knowledge of loan programs is unmatched."

"The communication from Coastal Funding was exceptional. We always knew exactly where we were in the process and what was coming next. No stress, no confusion — just results."

"As a single mom I was worried I wouldn't qualify for a mortgage on my own. Coastal Funding worked with me for months to get my finances in order and I finally closed on my own home. I cried happy tears!"

"We bought our home near NAS Pensacola using our VA benefit and Coastal Funding made it completely painless. Zero down, no PMI, and they closed in under three weeks. Outstanding team."

"As a self-employed business owner I had been turned down twice before. Coastal Funding used my bank statements instead of tax returns and got me approved. I finally own my home!"

"We relocated to Hendersonville from out of state and Coastal Funding knew the Sumner County market inside and out. They found us a USDA loan we didn't even know we qualified for. Incredible!"

"I used a cash-out refinance to pay off high-interest debt and fund my kitchen remodel. The savings were immediate and the process was faster than I expected. Highly recommend!"

"I've been investing in rental properties for years and Coastal Funding's DSCR program is the best I've found. No income docs, no tax returns — just the property's cash flow. Game changer."

"Jay spent time helping me understand what was hurting my credit score and what I could do to fix it. Six months later I was approved for a conventional loan. His guidance was priceless."

"Got PCS orders and needed to buy fast. Coastal Funding understood the urgency and worked around the clock to get us closed before my report date. True professionals who support our troops."

"We sold our large home and downsized to a beautiful place on James Island. Coastal Funding coordinated everything perfectly and made the transition seamless. We couldn't be more pleased."

"I had a complicated financial situation and most lenders wouldn't touch it. Coastal Funding found a Non-QM solution that fit perfectly. They never gave up on me and I am forever grateful."

"We purchased a vacation property near Kiawah Island and Coastal Funding's knowledge of the local market was invaluable. Smooth process, great rate, and a team that truly cares."

"After losing my husband I wasn't sure I could qualify on my own income. Coastal Funding was compassionate, patient, and found a solution that worked. I am now a proud homeowner."

"We have now closed four loans with Coastal Funding across two states. Every single time the experience is flawless. There is no one else we would ever trust with our mortgage needs."