We Make Mortgages Simple...
We offer a wide variety of loan programs from an extensive range of top-rated lenders:
- Purchase, Refinance, Equity Lines, Construction, Commercial and Reverse Mortgages
- Single family, Investment properties, Condos, Condotels, Town Homes as well as Modular and Manufactured Homes
- We're constantly researching the latest market trends to ensure our clients have the best options available
HOW MUCH CAN YOU PREQUALIFY FOR?
— FIND OUT HERE —- With Well Over Two Decades In The Mortgage Business, Let Us Put Our Knowledge And Experience To Work For You...
Coastal Funding is a local mortgage company where the genuine care and well being of our clients is our main priority. Established in 2004, we have pledged, since our inception, to provide the highest levels of customer service through our constant communication and use of the most competitive loan products available. That's what makes Coastal Funding is one of the South's premier mortgage brokers.
Learn More About Our Company
Coastal Funding Corporation Has More Loan Options Than Many Other Lenders?
Conventional
With access to the top Lenders in the Country, We can offer a wide variety of Conventional Loan options.
FHA
FHA can be a great Mortgage Loan option for many borrowers. Lower down payments and interest rates makes FHA Loans easier to qualify for.
VA
VA Mortgage loans are dedicated to the Military Service Members who have served our great county. With up to 100% Financing and No Mortgage Insurance, VA is an excellent option.
U.S.D.A.
USDA Loan are not just for Farmers. USDA can be an excellent loan options for those who simply choose to live outside city limits.
Self-Employed or 1099
We overcome many of the 'defining income' obstacles you face from being self-employed.
Alternative Income Verification
No income or asset verification on Primary Home or Investment property.
Non-Occupying Co-Borrowers
It's like having a Co-Signer for your new home.
No Broker Fees
No Origination Fee · No Points · No Underwriting Fee
Jumbo and High Balance
A loan is considered jumbo if the amount of the mortgage exceeds loan-servicing limits set by Fannie Mae and Freddie Mac — currently $806,500 for a single-family home in all states.
Down Payment Assistance
Down-Payment Assistance Programs available on Conventional and FHA Loans. No Money Down, 100% Financing. And as always, Gift Funds are allowed to meet every loan program.
Investment Property
Looking to start or expand your Real Estate Portfolio? We offer a wide array of Investment Property Financing. From Traditional Financing to Debt Service Ratio (DSCR) — Now Available Nationwide.
Home Equity Line of Credit (H.E.L.O.C.)
We offer a wide variety of Equity Lines. Use the equity in your home for: Repairs or Improvements · Debt Consolidation · Large Purchases