COASTAL FUNDING CORPORATION

COASTAL FUNDING CORPORATIONCOASTAL FUNDING CORPORATIONCOASTAL FUNDING CORPORATION
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COASTAL FUNDING CORPORATION

COASTAL FUNDING CORPORATIONCOASTAL FUNDING CORPORATIONCOASTAL FUNDING CORPORATION

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Privacy Policy

Effective Date: 10-01-2020
Coastal Funding Corporation

NMLS: 103035
www.coastalfundingcorp.com


At Coastal Funding Corporation (“we,” “us,” or “our”), your privacy is a top priority. As a licensed mortgage broker, we are committed to maintaining the confidentiality and security of your personal information. This Privacy Policy explains how we collect, use, store, and protect the information you provide to us.


1. Information We Collect:


In the course of providing mortgage services, we may collect the following types of personal and financial information:

Personal Identifiable Information (PII):


  • Full name, date of birth, Social Security number
     
  • Home address, phone number, email address
     
  • Government-issued identification (e.g., driver’s license)
     

Financial Information:


  • Employment history and income details
     
  • Bank account and asset information
     
  • Credit history and credit report details
     
  • Loan and property details
     

Other Information:


  • Information from public records
     
  • Data from third-party service providers (e.g., credit bureaus)
     
  • Website usage data (e.g., IP address, cookies – if applicable)
     

2. How We Use Your Information:


We use the collected information for the following purposes:

  • To evaluate and process your mortgage application
     
  • To verify identity and prevent fraud
     
  • To comply with federal, state, and local laws and regulations
     
  • To communicate with you regarding your mortgage application or account
     
  • To improve our services and ensure quality customer support
     

We do not sell your personal information to third parties.


3. How We Share Your Information:


We may share your information with:


  • Lenders and financial institutions involved in your mortgage process
     
  • Credit bureaus and verification services
     
  • Third-party service providers under contractual confidentiality obligations (e.g., title companies, appraisers)
     
  • Regulatory agencies as required by law
     

We ensure that all third-party partners maintain strict privacy and security practices in line with our own.


4. How We Protect Your Information:


Coastal Funding Corporation employs a combination of physical, technical, and administrative safeguards to protect your personal data, including:

  • Secure servers and encrypted data storage
     
  • Firewalls and anti-virus software
     
  • Restricted access to personal information on a need-to-know basis
     
  • Employee training on data protection and confidentiality
     

We regularly review and update our security procedures to meet evolving industry standards.


5. Your Privacy Rights:


Depending on your state of residence, you may have the right to:

  • Access and review your personal data
     
  • Request corrections to inaccurate information
     
  • Opt out of information sharing for non-affiliated third-party marketing
     
  • Request deletion of certain data (subject to legal retention requirements)
     

To exercise your rights or for more information, please contact us using the information below.


6. Data Retention:


We retain personal data only as long as necessary to:

  • Fulfill the purposes outlined in this policy
     
  • Comply with legal and regulatory obligations
     
  • Resolve disputes and enforce agreements
     


7. Cookies and Online Tracking:


If you visit our website, we may use cookies and similar technologies to enhance your browsing experience. These cookies do not collect personal financial data. You may control cookies through your browser settings.


8. Updates to This Privacy Policy:


We may update this Privacy Policy from time to time to reflect changes in laws, technology, or our practices. When we do, we will revise the “Effective Date” above and post the updated policy on our website.


9. SMS Privacy Policy:


Coastal Funding Corporation may disclose Personal Data and other information as follows:


  • Third Parties that Help Provide the Messaging Service: We will not share your opt-in to an SMS short code campaign with a third party for purposes unrelated to supporting you in connection with that campaign. We may share your Personal Data with third parties that help us provide the messaging service, including, but not limited to, platform providers, phone companies, and other vendors who assist us in the delivery of text messages.


  • Additional Disclosures: Affiliates: We may disclose the Personal Data to our affiliates or subsidiaries; however, if we do so, their use and disclosure of your Personal Data will be subject to this Policy. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

“No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.”


10. Contact Us:


If you have any questions about this Privacy Policy or our data practices, please contact:

Coastal Funding Corporation
534 S. Navy Blvd

Pensacola, FL 32507
Phone: (833) 457-6500
Email: Info@cfcmtg.com
Website:
www.coastalfundingcorp.com


This Privacy Policy is provided for informational purposes only and does not constitute legal advice. Please consult with legal counsel to ensure full compliance with applicable laws.


Equal Housing Lender. © 2004-2025 Coastal Funding Corporation Inc. NMLS: 103035 Trade/service marks are the property of Coastal Funding Corporation Inc. or their respective affiliates and/or subsidiaries. Some products may not be available in all areas. This is not a commitment to lend. Restrictions apply. All rights reserved. Terms and Condition Apply. Licensed in  AL, FL, SC, TN.

  

“No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.”

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