Loan Origination Checklist
All Mortgage Options
- Point or Fannie 3.4 file
- Submission Sheet
- Disclosures
- 1003 – All pages signed and dated
- Broker Fee Agreement
- Borrower(s) Authorization
- Credit Score Disclosure
- Disclosure Notice – Signed in all three sections
- ECOA Patriot Act
- Privacy Policy Disclosure Right to Receive Appraisal Servicing Disclosure
– Both pages Signed 4506-C
- Income Docs
- 2 current paystubs
- 2 Years w2’s or 1099’s
- Tax Returns for Self Employed Borrowers
- Award Letters
- Asset Documents
- Current 401k statement
- Last 2 months bank statements
- Drivers License
- Social Security Card
- Attorney / Insurance Preference Form (South Carolina)
- Mortgage Broker Agreement
FHA Loans
- Disclosures
- Amendatory Clause / Real Estate Certification (Purchase Only)
- Consumer Choice Disclosure
- Home Inspection (Purchase Only)
- HUD Appraised Value
- Identity of Interest (Purchase Only)